We saw it first as clients — and then from inside the industry, where it became impossible to unsee. The advisor is paid on the portfolio. The CPA sees the return once a year. The attorney drafts and exits. Everyone does their job well — but in family after family, no one owned the whole strategy. No one owned ours. So we launched Union Grove Capital, a Florida-registered fiduciary investment adviser built the other way around: one firm accountable for the whole plan, with the big decisions made before life forces them. That's the firm we couldn't find. So we built it.